Orange County Chapter 7 Bankruptcy Attorneys
Chapter 7 is also known as “straight bankruptcy.” It is an option outlined in the Federal Tax Code to allow individual consumers eliminate unwanted and unsecured debt. It is also known as “fresh start” bankruptcy because it clears away debt so that consumers can move forward without the burden of unmanageable debt. At the Law Office of Marc Zimmerman, we offer knowledgeable guidance and advocacy to clients who want a fresh start through Chapter 7 bankruptcy.
For a free consultation with an experienced bankruptcy and foreclosures defense attorney, please call us at 1-714-881-2582 or toll free at 1-866-586-1033.
Chapter 7 bankruptcy: Do you qualify?
To qualify for Chapter 7, consumers must pass the “means test.” The means test will compare your income to others in your geographic region. You may not qualify if your income is too high or if you have significant assets. Our attorney, Marc Zimmerman, will take the time to explore your options, including asset protection, Chapter 7 or Chapter 13 bankruptcy.
What are the benefits of Chapter 7 bankruptcy?
The benefits of Chapter 7 can outweigh any negative impact that filing will have on your credit. Filing for Chapter 7 allows you to:
- Eliminate credit card debt
- Discharge medical bills
- Stop creditor harassment
- Stop home foreclosure
- Stop wage garnishment
- Stop repossession and bill collectors
- Put an end to collections lawsuits
- Achieve financial independence
If you qualify for Chapter 7 bankruptcy, it may be the most reasonable and realistic way for you to finally reduce or eliminate debt. Many people wait for years, struggling to make ends meet, before they make the decision to file bankruptcy. Through Chapter 7, you will still be able to keep some of your assets and discharge the remainder of your debts. You can get the “fresh start” you need and deserve.
It is important to remain aware of your rights and options throughout the process. You could lose exempt assets you want to protect or be unaware of potential consequences. Attorney Marc Zimmerman will provide the knowledgeable counsel and advocacy you need.
To bankruptcy and your debt free future with an experienced Orange County, California lawyer, please schedule a free confidential consultation by calling us at 1-714-881-2582 or toll free at 1-866-586-1033. If you prefer, you can fill out the intake form, and Attorney Marc Zimmerman will promptly call you back.
