Orange County Chapter 13 Bankruptcy Attorney
Chapter 13 is also known as reorganization bankruptcy. It allows consumers to restructure their debt, pay back creditors, and discharge remaining debt at the end of the process. It is a viable option for individuals who do not qualify for Chapter 7 under the means test. At the Law Office of Marc Zimmerman, we offer experienced counsel to help clients protect their rights and financial security through the bankruptcy process.
For a free consultation with an experienced Chapter 13 bankruptcy and foreclosures defense attorney, please call us at 1-714-881-2582 or toll free at 1-866-586-1033.
Chapter 13 bankruptcy in California
When considering bankruptcy, you want to know your rights, options, and how bankruptcy will realistically affect your credit. Marc Zimmerman is an experienced attorney serving individuals and businesses throughout Southern California in complex matters involving finance and bankruptcy. He will explore your options, explain the potential pitfalls and explain the benefits of bankruptcy. Chapter 13 allows you to:
- Stop foreclosure
- Stop creditor harassment
- Reorganize debt
- Work out a payment plan
- Discharge debts
Debt reorganization through bankruptcy
Unlike Chapter 7 bankruptcy which allows for the complete discharge of unsecured debts, Chapter 13 helps individuals with significant assets or income to restructure their debts with creditors. Our clients create a Chapter 13 repayment plan that allows them to pay back some of their debts at reduced interest rates, avoid new penalties, pay mortgage arrears inside the plan, and discharge a portion of their debt when they complete their plan over a three to five year period. Chapter 13 is most valuable to home owners who want to stop a foreclosure, families with significant assets, and individuals who do not qualify for Chapter 7 bankruptcy.
Attorney Marc Zimmerman understands the stress and apprehension that can accompany the decision to file bankruptcy. He will answer your questions, provide knowledgeable counsel, and remain available to you though out the process. You can trust that you will have an advocate on your side until you eliminate debt and achieve the financial independence you need.
To reduce debt through bankruptcy with the assistance of an experienced Orange County, California lawyer, please schedule a free confidential consultation by calling us at 1-714-881-2582 or toll free at 1-866-586-1033. If you prefer, you can fill out the intake form, and Attorney Marc Zimmerman will promptly call you back.
